The Gap Year: Adolescent Indulgence or a Valuable Life Experience?

Taking a year off after school may not put your child in the ‘pound seats’, but it could provide valuable life lessons. It seems like just yesterday your little darlings were in diapers. Now they’re finishing high school and talking about spending the next year overseas in order to “discover” themselves. Being the sensible parent […]

Rethinking Retirement Investment Risk

Why getting aggressive with your pension portfolio pays off. As retirement approaches, many people reduce their risk profile by shifting their pension investments to more conservative assets like bonds and money market. However, this traditional strategy, though designed to protect against market volatility, can actually diminish the future growth potential of retirement savings – especially […]

Common Tactics Fraudsters Use in Insurance

Insurance fraud costs the global economy billions annually, and South Africa has not been immune to this issue. In fact, in 2024 alone, South Africa’s insurance industry lost an estimated R8 billion due to fraudulent claims, according to the South African Insurance Crime Bureau (SAICB). Understanding the red flags associated with insurance fraud, and staying […]

Godongwana Reaches Out to Private Investors

Better-managed PPPs can help South Africa avoid prescribed assets. South Africa may very well be at the brink of a new era, where a greater focus on public private partnerships (PPPs) can help to address the country’s multiple challenges. The ongoing energy crisis, a deteriorating and unreliable logistics system, failing infrastructure, and climate risks—solutions to […]

Silence is Golden in This Year’s Budget Speech

What matters more than the contents of this year’s budget is what has been omitted from it. Its greatest virtues are four days less tax, no NHI, and liberated electricity markets. The budget does not, for instance, provide for two huge burdens promised by the government—the draft electricity plan (IRP2023) and the National Health Insurance […]

Harnessing technology to amplify efficiency

In a world where adaptability is the key to survival and prosperity, organisations across various industries are striving to stay ahead of the curve. Economic and societal volatility, coupled with evolving market dynamics, have spurred businesses to find innovative ways to meet their objectives while navigating an ever-changing landscape. An essential strategy in this quest […]